An independent research guide, not a government site. No fees. Every official claim is free to file. How it works

Money Owed To Me

Find money that may be owed to you

Answer a few plain questions. We check them against public class-action settlements, FTC and CFPB refund programs, and official unclaimed-property searches.

Takes about 2 minutes. Your answers are scored on the page and then discarded.

Closing soonest

366 open records tracked as of November 10, 2026

Open records with the nearest claim deadlines, sorted by deadline
Deadline Settlement or programCategoryProofEstimated payout
Last dayNov 10Wellstar Health System website tracking settlementPrivacyNone mentionedShare of a $4.25M fund
Last dayNov 10Communications Data Group data breach settlementData breachNotice ID may be neededAbout $45
Last dayNov 10ZK Technology biometric timeclock settlementPrivacyNotice ID may be neededAbout $800–$2,000
Last dayNov 10Laguna Honda Hospital patient privacy and patients' rights settlementHealth careNotice ID may be neededAbout $750–$1,000
17 days leftNov 27Dr. Squatch natural products settlementEditors’ pickConsumer productsSee noticeShare of a $9M fund

See all 366 open records, sorted by deadline

Amounts are estimates from the official notice, not guarantees. Nothing here is legal advice.

$0

What filing costs on every official site, and what this site charges.

Official sources only

Court administrators, FTC and CFPB refund pages, USA.gov and state treasurers. Every record links to its source.

Nothing stored

No cookies, no account, no analytics script. Quiz answers are scored on the page and discarded.

Refund and settlement money goes unclaimed every year — not because the people it belongs to were ineligible, but because nobody told them in time.

Class-action settlements, FTC and CFPB refund programs, and state unclaimed-property offices all run on deadlines most people never hear about. This site tracks what is open, what it may pay, and when the deadline lands — then hands you the official link, free.

Free sites are usually free because you are the product

Most free settlement sites are free because the claimant is the product. Read their privacy policies and you will often find they share your details with law firms and lead buyers, and sell or share data for advertising. That is the business model. It is not ours.

We do not sell you.

  • We never sell or share your personal information
  • We never hand you to law firms or lead buyers
  • No cookies, no ad trackers
  • We never ask for the dangerous things

Read the whole promise

Three steps, and none of them cost anything

  1. Tell us the coarse facts

    States you have lived in, companies you have paid, roughly which years. Never a Social Security number, an account number, or a date of birth — we do not ask for them, and you should be wary of anyone who does.

  2. Read a careful match

    Each record comes back as may be eligible, unclear, or probably not. That is a research signal to help you decide what to read next — not a decision about your claim.

  3. File it yourself, free

    Open the official notice, check the real criteria, and file on the administrator or government site if you believe you meet them. We never submit anything on your behalf.

Cautious by design

We do not decide eligibility

We summarize public notices and show you where your answers overlap them. Only the official administrator or agency decides who is eligible and who gets paid.

Every record shows its source

Each entry carries the administrator or government page it came from, and the date we last checked it. Where anything here disagrees with the official notice, the notice is right and we are wrong.

Filing is free, always

No official claim carries a filing fee, and this site charges nothing either — there is no paid tier and no card field anywhere on it. Anyone charging you to file a claim is not us, and not legitimate.

Looking for a bank account, an insurance payout, or other property held by a state treasurer? Go straight to MissingMoney or your state site. This site is a research guide, not a government database.

Our free guide to finding money you are owed walks through every state and federal search worth running, what each one covers and misses, how to file without paying anyone, and how to spot the scams.

Straight answers

The short version: filing is free, we never touch your claim, and the official notice always wins.

Is this a scam?
Fair question — ask it of every site like this one. Here is the test: we never ask for a Social Security number, a bank account, or a payment of any kind, and never require an email address. Every record links out to the official page, where filing costs nothing. There is nothing here to buy and nothing here to sign up for.
Is this legal advice?
No. We summarize public notices for information only, and reading them does not create an attorney–client relationship. Only the official administrator or agency decides eligibility. For advice about your own situation, speak with a licensed attorney.
Do you file claims for me?
Never. You file on the official administrator or government website yourself, and it is free. We will never charge a filing or processing fee, and no legitimate service will either.
Where does the data come from?
Official administrator sites, FTC and CFPB refund pages, court dockets, USA.gov, and the NAUPA state-treasurer directory. Every record links back to its source, with the date we last checked it, so you can verify it yourself.
Will I actually get money?
Often not, and we will not pretend otherwise. Many settlements pay pro rata or only after a claims review, so final amounts land well below the advertised maximum. Treat every figure here as an estimate.
Do I have to give you an email address?
No. The only email box on the site is an optional one on the contact form, for people who want a reply. The quiz scores your answers on our server and shows the matches on the page — then discards them in the same request. Nothing is written to a database, there is no account to make, and we never learn who you are. Close the tab and there is nothing here to connect back to you.

Check what you may be eligible for

Fourteen short questions, then a careful match list you can act on or ignore. No Social Security number, no account numbers, no filing fees — not now, not later.

Not legal advice. We do not file claims. Official claims are always free.